Business
How to Pay The Mortgage When You’re Between Jobs
How to pay the mortgage when you’re between jobs. Dealing with your mortgage is probably the last thing you want to do when you’re between jobs.

Being between jobs isn’t easy. Chances are you’re finding it difficult to cover the expenses you usually don’t have trouble covering, including your mortgage.
It’s easy to feel overwhelmed and go into panic mode as soon as you realize you don’t have enough to pay your mortgage.
Luckily, there’s no need to do so as there are ways to pay your mortgage even when you’re between jobs. With that in mind, let’s take a closer look at the five options at your disposal.
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1. Contact your lender
Why wait until you start getting all those calls from your lender once they realize you’re late with the mortgage? It’s a much better idea to give them a call yourself and show responsibility and determination to pay it even though you’re between jobs.
Explain your situation to the lender and they might be able to offer you a deal that fixes it all. For example, they might be able to lower your mortgage, allowing you to pay it and still be left with some money even though you don’t receive a paycheck at the moment.
They might also decide to change the due date for your mortgage and give you enough time to get a new gig.
2. Make some extra money
If you don’t have a job, it doesn’t mean there’s no way you can make money. The web has made it possible for anyone to make some extra money and all it takes is a little bit of time and effort.
The best thing about it is that you can choose an online job that suits your skills and needs. For example, if you speak a foreign language, you can teach it online as long as you have a good camera and internet connection.
Some other online jobs include taking paid surveys and working as a freelance writer. Calculate how much money you can make and it might just be enough to help you pay the mortgage until you find a new job.
3. Apply for a payday loan
Being between jobs can be quite tricky and if you don’t find a way to make some extra cash, you’ll struggle to both pay your mortgage and cover your everyday expenses.
Luckily, there are special loans designed specifically for people who are in such a situation and could use some extra money as quickly as possible.
Companies that give payday loans can provide you with money instantly and let you repay the loan once your financial situation improves. There are numerous repayments available, meaning that you can choose the option that suits your situation the best.
4. Reduce your spending
Not always will you be able to get a better deal from the lender and exploring some other options is a must. Since you won’t be receiving a paycheck until you find a new job, you might want to reduce your spending until then.
The best way to do it is to calculate your living expenses and figure out how much you’re supposed to set aside to have enough to pay your mortgage.
Luckily, there are so many ways to save money and you just have to find the ones that work for you. For example, you could give up smoking or stop using your credit card and switch to cash instead.
5. Consider declaring bankruptcy
This isn’t necessarily the most favorable option but if you’re out of ideas, declaring bankruptcy might be a good way to get your financial situation back on track without having to worry about the mortgage.
It’s an option worth considering if you believe you’ll struggle to get hired. If you declare bankruptcy, you’ll be protected from creditors repossessing the house or anything else you might own.
This should give you enough time to get a new job and cover some other expenses before starting to pay your mortgage once again. The downside is that you can expect your credit to be seriously hurt for quite a long period afterward.
Dealing with your mortgage is probably the last thing you want to do when you’re between jobs. Still, it’s something you simply have to do, and finding the best way to do it should help you pay your mortgage and retain control over your budget before getting a new job.
Business
5 Mistakes To Avoid If You Are Going To Self-publish Your Book
To help you address any potential questions you may have, we’ve put together a list of 5 mistakes to avoid if you’re going to self-publish your book.

Self-publishing your book essentially means being your own editor, designer, proofreader, and marketer, not to mention the fact that you also have to write your book. There are many tasks and it will be the first time you face any of them.
For many first-time authors, this process can seem a little overwhelming. After all, how can you be sure you’re on the right track to making your book a success? To help you address any potential questions you may have, we’ve put together a list of 5 mistakes to avoid if you’re going to self-publish your book.
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1. “What matters is the inside”
Well, you’re not wrong. Content is king, and it will be what determines the long-term success of your book. However, we often see that authors who make this their mantra end up severely neglecting the more superficial but vitally important elements such as book writing service, formatting, and well-written descriptions. The irony is that if you don’t put effort into the outside of your book, people will never see the inside. It’s really a bit like going on a date, what’s important is the inside, but you have to fix the outside so that people are curious about the important things.
You may not have all the necessary skills in your pipeline, but it is definitely possible to self-publish a professional-quality book (both in terms of content and exterior) without necessarily having any experience. We’ll tell you more throughout this article, and of course, you can always browse our Help Center and blog for more tips, tricks, and guides for self-publishing your book.
2. Ignore criticism and/or comments
One of the best things about self-publishing your book is that you have the freedom to write about topics that tend not to have been explored in mainstream literature. Many publishers do not dare to touch on these topics for fear of not getting a return on investment or because they are niche genres with few but very passionate fans. This can sometimes lead authors to be a little overprotective of their ideas and dismiss any criticism or comments, constructive or otherwise, usually to the detriment of the final product.
Don’t get us wrong here: we’re not saying you should sell out or compromise your creative identity. If you’re not happy with the book, there’s no point in writing it in the first place. However, self-publishing also means self-publishing (for the most part), and that requires a certain objective perspective. That’s why we always recommend that at least two people you trust to read and comment on your work before publishing it.
This is especially true if you want to sell your books once you’ve published them. Getting a couple of people to read and review your book before publication can help eliminate some of the errors you may have missed, plot holes, or undesirable story elements.
3. “My target audience is everyone”
We hear this a lot. There seems to be some widespread misunderstanding about the topic of the target audience, what it is for, and why it is important.
First, let’s eliminate the most common misconception: having a target audience does not mean that said audience is the only one who will buy your book. If you define your target audience as young adults between the ages of 15 and 20, it doesn’t mean you’re actively discouraging people outside that age range from buying your book.
All it means is that you are adapting your writing, your themes, and the aesthetics of your book to make it more appealing to your chosen demographic. It is to ensure thematic focus and aesthetic coherence in your work. This is important because it gives your book its identity.
4. Thinking that you don’t need marketing to self-publish your book
Marketing is usually one of the topics that authors who are going to self-publish their book have the most problems with. After all, most writers don’t want to become authors for the love of marketing. However, it is one of the essential components to the success of a self-published author.
Unfortunately, we often see writers who only make a token effort to promote their books, or worse, ignore it completely and think that interested readers will find it. While that may be the case for some of them, the vast majority of your potential readers won’t be able to find your book amid all the noise on the Internet these days. Plus, even if interested readers found your book on their own, do you really want to waste the opportunity to sell hundreds of copies with a well-designed marketing campaign?
If you don’t know anything about book marketing, we suggest you check out our guide on how to promote your book. We also have an article on our blog memoir ghostwriting services dedicated to book marketing on social media that you might also be interested in.
Don’t waste time and start promoting your book before its publication! Do some research on your target audience and choose communication channels accordingly. There are several different approaches you can take depending on the context, but the three articles mentioned above will help you get off on the right foot.
5. Assume that people don’t like your book
Sometimes, even if you have put all your soul and love into self-publishing your book, the sales of your works may not go as fast as you expected. Many writers mistakenly interpret this slow start as an indication that their book is a failure, universally hated by everyone, and then give up on writing.
It’s a shame when this happens because most of the time it takes very little to see almost instant improvements in sales numbers. So don’t give up! We are here to tell you that this is perfectly normal and that you should not feel defeated by it. Your book, in all likelihood, is not the problem here. Instead, the problem is often that people simply don’t know your book exists. If you read the previous points we covered in this article, you should already have a pretty good idea of what may have happened and what you can do to fix it.
Usually, the answer is that you need to spend more time and effort on marketing. However, it might be worth asking more people to give you feedback on your book, both in terms of the content and the cover, to see if there is anything you can change to make it more appealing to a wider audience. However, it’s not going to happen overnight, so don’t be discouraged by a slow start. Keep up the good work and spread the word!
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