Business
How Technology Can Help You Save Money
How Technology Can Help You Save Money. While technology can do a lot to improve your life, it may not always save you money, at least not directly.

While technology can do a lot to improve your life, it may not always save you money, at least not directly. Furthermore, if you’re like a lot of people, you might be more tech-savvy than you are finance-savvy. The good news is that there are a lot of ways technology can save you money that wasn’t available fifteen, ten, or even five years ago.
The need for constant innovation in the industry means that there are always exciting apps, software, and products being released, each improving on the previous generation.
These innovations might not be as exciting as the latest iteration of your favorite smartphone model, a new game release, or a leap ahead in home theater technology, but saving money can be pretty exciting too—especially when it leaves you with more disposable income for everything else.
1. Easier Student Loan Refinancing
It’s no secret that student loan debts are growing every year, and for many people, monthly payments are a not-insignificant part of their income.
It can be particularly frustrating if a big part of what you’re paying interests. Even if you’ve considered refinancing in the past, it may have all felt just too overwhelming. The good news is that using online platforms to see what kind of interest rates might be available to you has made it much more comfortable.
There are several tools and lenders online that may be able to provide better rates and shorten your repayment period. Pay attention to whether companies will give you an estimate of what your price might be without requiring a hard credit check since too many of these can affect your credit score.
2. Lower Your Energy Bills
For gadget lovers, smart homes are irresistible, and let’s face it; there’s nothing that gives you that living-in-the-future feeling quite like telling your television what to show you or having your refrigerator make you a grocery list. That’s not all they can do, though.
Smart homes are also great for the financially frugal. You can significantly reduce your energy with thermostats that raise or lower temperatures based on whether or not you are in the room. Your appliances and even your lawn watering system can operate to precision, costing not a cent more of your money than necessary by calculating just how much water, energy, or other resources might be needed to keep things running smoothly.
3. Manage Your Budget
Perhaps less exciting than your smart home but infinitely practical are the many budgeting apps available. Plenty of people manage hard-earned money by throwing some at a retirement plan and spending the rest until they run out, and the next paycheck comes around.
This can work fine as long as you never have any emergencies, and you don’t have to save up for anything, but at some point, you’re going to want to get more control of your finances.
The significant number of apps and other tools available means there is something for almost everyone, with products that offer more or less automation and help as desired and some that can even gamify smart budgeting for you. Think about your goals and what motivates you to choose the best product for your needs.
Business
How Music Can Impact Your Customers’ Experiences Grocery Stores
As people are heavily influenced by music, it is important that, as a grocery store owner, you get the type of music right in your store. Why? Read on to find out!

There’s a lot that goes into sales in any store. The people in the store, the store’s layout, the lighting, the color scheme, and, of course, the music.
If you were to walk into a grocery store and there was no music playing, it would be unnerving, to say the least, and there is a reason why. When most people think of music playing in a store, they think of the general type of music and link it to the products in the store.
As people are heavily influenced by music, it is important that, as a grocery store owner, you get the type of music right in your store. Why? Read on to find out!
Table of Contents
1. Increase Sales
Research has found that the right kind of music will boost sales. It is true!
The most successful grocery stores use familiar-sounding background music to promote sales, and there is a reason why- it works! Music for business is not a new area, and having a set playlist is better than simply putting it on the radio. When customers hear music that is familiar, they will feel relaxed, and when they feel relaxed, they are more likely to purchase items.
2. Reduction In Complaints
Nobody likes complaints, especially in retail. It has once again been found that those familiar tunes which you can play in your supermarket have been linked to a reduction in complaints being made.
It has also been shown to impact how customers assess their time in the store. For instance, one study found that customers who were waiting and were surrounded by unfamiliar music described the store as being dirtier, the staff being ruder, and the waiting times being longer. In the same market setting, a set of customers who had familiar music being played reported, well, the opposite!
3. Impulse Purchases
The tempo of the music can impact the behavior of the buyers in your grocery store.
Ever wonder why faster-paced music is played around the holidays? This is why! Studies have found that when it comes to playing faster-paced music, shoppers were more likely to make more impulsive buys, upping sales in the store.
4. Brand Promotion
There is a reason why when you go into a higher-end grocery store, they are playing more classically themed music. Or, when you go into a grocery store that is full of health-based products, there is a reason why they usually play more relaxed music.
They are trying to build an association with their brand. So, if you are looking for the right kind of music to play in your grocery store, think about what it is that you sell. For generic grocery stores, something like easy listening or happy music will usually work to help get customers feeling good and relaxed enough to buy produce.
5. Atmosphere
You want to create a warm and welcoming atmosphere in your supermarket. One of the easiest ways to do that is with music, as even if the customers aren’t aware of the type of music that is playing consciously, they will still hear it and be impacted by it. In short, softer, happier music prompts relaxation and helps up general purchases, and, as before, faster music prompts impulse buys.
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