Internet
How Remote Online Notarization Helps Prevent Fraud?
Remote online notarization allows the parties involved in a transaction to put a signature to the document without meeting one-on-one with the notary.

Technology has made the world a global village. It has also led to high anonymity and interconnection that require a system that reinforces accountability, integrity, honesty, and trust. That also goes for business transactions that require verification of the parties’ identity in a deal.
A notary of a third party confirms the identity of a signer, indicated by the notary’s “Seal of Approval.” This seal is a sign that the transaction took place in the concert of a witness [the notary], and the signer was fully aware of the contents in the documents and signed it willingly.
1. The Role of Technology in Digital Notary
Fraudsters and unscrupulous traders have continued to fashion various ways of forging signatures and critical forms of identifications. Their methods are so advanced that the traditional, paper-based notarization cannot pick up fraud.
The introduction of technological tools in the notarial act has eliminated fraud as they offer a more reliable means of authentication. There are several modern ways of online notarization, including credential analysis, knowledge-based authentication, and e-signatures.
At the helm of it, all are remote notarization platforms that provide notaries with the necessary tools that ensure they carry out their traditional role efficiently, at an age when their industry is operated technologically.
2. Understanding Remote Online Notarization (RON)
People seek notary services from their local financial institutions, title companies, and small business services. Unfortunately, most of these may not provide the critical services required, making it challenging to find a notary suitable to your needs.
Remote online notarization allows the parties involved in a transaction to put a signature to the document without meeting one-on-one with the notary. Therefore, the signer will have to put an e-signature to it. S/he will then appear before a chosen electrical notary board virtually via video conferencing.
Remote online notarization is often confused with electronic notarization. Usually, the latter requires the notary to bring along their laptop for the signer to sign the document electronically. The distinction between the two is that RON requires no physical signing meeting, while electronic notarization requires a face-to-face meeting.
3. How Remote Online Notarization Can Prevent Fraud
a. Credential Analysis
Before introducing IDs, identity verification could only be done by a third-party who knew the signer well or the notary itself. While IDs brought an improved means of verifying a person’s identity, people mastered the art of forging them. Today, people have gone to the extent of using another individual’s ID to generate title deed documents and signatures. The need for a bolstered authentication system led to the use of notary technological tools.
Before signing any transaction documents, the signer will have to take a photo of their identity card’s front and backside using their smartphone or laptop camera. Once they submit the picture, their details are analyzed by software to authenticate their identity.
b. Knowledge-Based Authentication
Following the successful scanning of a signer’s ID card, the next process involves knowledge-based authentication. This tests their knowledge of specific personal details like date of birth, name, and the last four digits of their US social security number.
Knowledge-based authentication works under the principle that it is virtually impossible to steal an individual’s knowledge or past experiences. Notaries use two types of KBA:
- Static KBA
- Dynamic KBA
Most online users are familiar with static KBA questions, which require them to answer based on their past personal experiences. For instance: What’s the name of your pet? Which neighborhood did you grow up in?
The only downside with static KBA is that people share their personal stories and experiences on Facebook and Gmail, which exposes their data to hackers. That makes you vulnerable to online fraud.
Dynamic KBA is a more secure authentication technique, and that’s what most reputable notaries use. With dynamic notaries, the questions to be answered are compiled from different third-party databases containing public information to offer queries with a range of possible answers.
For example, instead of asking you which street you grew on, Dynamic KBA will ask: “Which one among these streets were you not brought up on? When faced with such a question, a hacker will be quite puzzled to choose the correct answer because the available choices can all be right.
c. A Trustworthy Security Infrastructure
Security and privacy are one of the two things that businesses and individuals hold in high regard. Both need assurance that their critical data is secured from malicious online practices. According to surveillance by the Identity Theft Resource Center, there was a total of 1,579 data breaches in 2017, including 14.2 million credit card theft and 158 million social security number breaches.
The only problem is that no matter how diligently you vet the people or agencies with access to your personal information, it becomes challenging to limit who can access the information. Most companies are left with no other choice but to rely on third-party contractors who use their personally identifiable information (PII) to bolster the notary platform’s efficiency.
It would be best to partner with a vendor committed to offering information security to their clients and clients’ customers. Companies that adhere to SOC2 policies make a name for themselves as reputable brands as secure businesses with robust engineering processes to safeguard critical personal data. It’s what most globally-renowned software companies use.
d. Notary Videos for Enhanced Safety
Most people only focus on the fact that notaries are there to ensure that the signer acted on their free will. What most people don’t consider are the conditions under which the notary out their Seal of Approval.
The advantage of remote online notarization is that the system relies on video-audio communications that allow the parties to communicate from different, secure locations. That said, the notary has the best conditions to act on the matter independently, without any external influence or pressure.
Usually, the transactions are recorded on video for quality and legal purposes. That ensures consistency in the standard notarial procedures while protecting the signer and the notary from fraud.
In this digital era, hackers are always on the prowl for vulnerable individuals and companies by phishing their critical and personal data. Notary public industry [including real estate, title, and banking] is one of the most affected by cybercrime. While electronic notaries haven’t prevented fraud, remote online notarization has secured any loopholes that may provide hackers with the chance to steal someone else’s identity.
Electronics
How Smart Home Devices Can Streamline Your Daily Routine
Smart home devices provide an opportunity for homeowners to have control over many aspects of their homes. How Smart Home Devices Can Streamline Your Daily Routine.

In today’s fast-paced world, where time holds immense value, there is a never-ending search to optimize our daily routines and enhance the efficiency of our lives. This is where smart home devices step in, showcasing remarkable technological advancements that can turn your living space into a hub of intelligence and seamlessness.
By 2027, it’s expected that this market will surge to $222.90 billion. From voice-controlled assistants to automated lighting and thermostats, these innovative devices provide a myriad of benefits that extend far beyond convenience, ushering in a new era of home technology.
1. Next-Gen Technologies to Improve Daily Routines
By smoothly merging human pre-set commands with powerful technical systems, next-generation technologies have the potential to change our daily routines. These control centers for smart homes, known as smart hubs, represent the next wave of innovation that has the potential to totally revolutionize our lifestyles.
Users can gain a plethora of personal and environmental benefits by embracing this cutting-edge technology. Below, we look at some of the substantial benefits provided by these next-generation technological breakthroughs.
a. Enable Convenience & Comfort
Smart home devices provide an opportunity for homeowners to have control over many aspects of their homes. These gadgets enable the automation of everyday tasks like activating lights, regulating room temperatures, and securing doors. By seamlessly managing these functions, they enhance convenience, save valuable time, and simplify daily routines.
Smart tech gadgets empower users to automate everyday routines and create personalized schedules with more ease. No matter if it’s about illuminating your house and playing your jams upon arrival or adjusting the blinds depending on the time of day, these devices enrich your living experience by smoothly creating customized scenarios that correspond to your preferences.
b. Energy & Money Efficient
Smart thermostats intelligently learn and remember your temperature preferences and thus optimize energy usage so you enjoy comfort while reducing wasteful consumption. Smart lighting systems can automatically detect room occupancy. Thanks to this feature, these systems know when to turn the lights off and thus minimize unnecessary electricity use.
As you can see, smart home devices enhance energy efficiency, which in the long run, results in significant savings on utility bills. By remotely monitoring and controlling these devices, you can prevent energy waste by ensuring they are not inadvertently left on when not required.
c. Easy Access From Anywhere
Next-gen home devices grant you the ability to remotely control and monitor your home from anywhere, whether you’re at the office, enjoying a vacation, or connected to the Internet from any location. By utilizing an app on your smartphone or other devices, you can effortlessly manage and oversee various functions of your home, ensuring convenience and peace of mind even when you’re away.
d. Increased Safety & Security
With their focus on safety, these gadgets contribute to accident prevention and heightened security in your residence. For instance, intelligent smoke detectors can promptly send notifications to your mobile device in the event of a fire, enabling swift action. Similarly, smart door locks grant you the ability to verify and secure your doors remotely from any location, enhancing overall safety measures.
What’s more, there are gadgets specifically made as security systems. These provide comprehensive protection through advanced features like motion detection, surveillance cameras, and remote monitoring.
Real-time alerts and live feed access on your smartphone ensure constant vigilance, instilling peace of mind and deterring potential intruders. These robust security measures combine cutting-edge technology with convenience, safeguarding your home and loved ones.
e. Improve Accessibility
Smart home devices’ general advantages are very appreciated by individuals with disabilities or restricted mobility. Through voice-activated assistants and automated systems, these devices facilitate effortless control of various home functions, promoting inclusivity and independence for all, irrespective of physical capabilities.
2. Smart Devices & Their Environmental Impact
As previously stated, smart home devices have many benefits, but one of the most important is that they encourage environmental sustainability by prioritizing energy efficiency. Specifically, whether you use a smart light bulb or connect your TV to your assistant, all smart home devices considerably reduce carbon emissions and the overall environmental footprint. Users who use these technologies can actively contribute to resource conservation and a greener, more sustainable future.
3. Final Thoughts: Are Smart Home Devices Needed?
Smart home technologies provide many advantages that can help to streamline and improve our daily lives. These revolutionary technologies are changing our living environments into intelligent and seamless hubs of convenience, with the market anticipated to reach $222.90 billion by 2027. These technologies save time, simplify our lives, and provide unprecedented comfort and control by automating tasks, enabling customizable scheduling, and providing simple access from anywhere.
Furthermore, they encourage energy and cost efficiency, strengthen safety and security, and improve accessibility for people with impairments. Importantly, smart home gadgets promote environmental sustainability by lowering carbon emissions and encouraging resource conservation. As we adopt next-generation technologies, we pave the path for a greener, more sustainable future for our homes and communities.
About the Author:
David Todva is a renowned freelance writer for The Next Tech based in the US. He has been in the industry for many years and has earned a reputation as an accomplished writer, specializing in technology innovation with a focus on home security.
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